FAQ
Here are a couple of important aspects which you need to be aware of before applying for a loan with us.
We have a very flexible payment term, which can vary from 6 to 120 months. We offer you sufficient time to repay the loan.
APR stands for “Annual Percentage Rate”. It is basically the annual interest which is charged on your loan. The standard rate of APR charged could be maximum of 10%. The rate is determined after your credit and personal assessment.
Here is a brief insight for you
- Verification of your employment. You need to have spend at least 6 months with your current employer
- Income Proof
- Residential Proof (Canadian Citizenship)
- You need to be at least 18 years old.
- Bank account proof
- References
- Other factors which can affect your eligibility for personal loan, include
- Bankruptcy filling
- Credit counselling filling
- Proposal Filling
I hardly takes 5 to 10 minutes to complete the online application process
You can repay the loan any time before the due date. In that case, you will have to incur finance charges till the date of repayment.
There are no hidden fees . We charge no extra fee on account of processing or any other activity which needs to be conducted for approving and disbursing the loan amount.
These are some of the important aspects which you need to know prior applying with us. Looking for a quick and easy loan? We are your one-stop destination.
Are you looking for prompt and reliable loan provider?
Are you looking for prompt and reliable loan provider?
At Vanick lending, owning your home is all it takes to qualify for a loan. We simplify the process to get you the cash you need quickly and effortlessly—without affecting your credit score.
